All completed applications must have proof of income attached, please fax (671-9391), mail, email (office@websterfcu.org) or bring the documents to the credit union office.

 

 

CAR LOANS

AGE TERM (up to) APR (as low as)
2012 - new 60 1.99%
2014 - new 72 2.19%
2001 - 2011 48 2.59%
2015 - new 84 2.33%

After you have completed the loan application and have proof of income, please fax, mail or bring in those documents to the Webster Federal Credit Union office.


CLASSIC/ANTIQUE VEHICLES

Maximum amount $30,000 Up to 60 months As low as 3.99% APR

MOTORCYCLE. ATV, SNOWMOBILE & WATERCRAFT

AGE TERM (up to) APR (AS LOW AS)
2011 - new 60 2.89%
2001 - 2010 48 3.59%

BOAT & RV

AGE TERM (up to) APR (as low as)
2015 - new 84 6.25%
2015 - new 120* 7.50%
2011 - 2014 84 7.10%

  * If the (2015 - new) boat/RV meets the IRS requirements of a second home, the term can be up to 120 months.

TRACTOR, LAWN MOWER, UTILITY TRAILER (only for personal use)

AGE TERM (up to) APR (as low as)
2014 - new 48 5.99%

SHARE (savings) SECURED LOAN

TERM (up to) APR (as low as)
10 years 3.00%

VISA CREDIT CARD

Fixed rate of 9.99% with no annual fees

TRANSFER YOUR HIGHER INTEREST CARDS TO OUR CARD AND SAVE MONEY

OVERDRAFT OR LINE-OF-CREDIT LOAN

APY (as low as) 12.0%

5-5-3 QUICK CASH LOAN

AMOUNT (up to) TERM (up to) APY
$5,000 3 years 5.0%

PERSONAL OR DEBT CONS.

AMOUNT (up to) TERM (up to) APR (as low as)
$15,000 5 years 10.0%

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REAL ESTATE LOANS

FIXED RATE

      No closing costs        

AMOUNT TERM (up to) APR (as of 06/15/17)
$10,000 or more 15 years 4.25%

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HELOC

No closing costs

Maximum draw period is 10 years

Based on a variable periodic rate (index is prime)

Current rate (as of 06/15/2017) is 4.25%

Maximum annual percentage rate that may be imposed is 18% APR

Rate on the HELOC will adjust on the first day of each quarter based on the prime rate on the 15th day of the last month of the previous quarter

Consult a tax advisor regarding the deductibility of interest

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All rates are subject to change without notice.

Actual secured loan rates are base on age of the car, boat, etc., the term of the loan and your credit history.

All listed rates are good as of 07/01/2017

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The Webster Federal Credit Union's savings products:

Shares (Savings) 0.005% As of March 31, 2017
Share Drafts (Checking) none As of March 31, 2017
IRA 0.005% As of March 31, 2017
Holiday Club 0.005% As of March 31, 2017
 

 

 


 



 





 

 

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